Fitness

Articles and information on Fitness

Americans Rely on Guesswork for Retirement

Thought about your retirement lately? If you haven't, you're not alone. According to a recent survey of 1,000 American adults, nearly two out of three (62 percent) non-retired adults have never estimated how much money they would need for their retirement years.

An Investment in Fun -- Collectible Cars Continue to Gain in Popularity

With all the ups and downs there've been on the stock market lately, investing isn't as fun as it used to be. Stocks are worth just a fraction of the value they held in the late 1990s, money market accounts are earning less than two percent annually, savings accounts about half-that.

At the Doorstep of Change

Women's financial health. It's certainly not a new topic. In fact, the concept gains more and more interest each year as millions of baby boom women get closer and closer to retirement.

Avoid a New Year's Debt Hangover

(ARA) - Sometimes it seems like your credit cards and checkbook have a mind of their own -- you go into the holiday season with the best intentions of limiting your holiday spending, only to face the New Year with a mountain of debt.

Because Saving for a Rainy Day No Longer Works

With the vast majority of "401(k) generation" Americans destined to outlive their savings, is there a strategy that can turn the average worker's golden years platinum? Equity strategist Phil Dow has a new book that offers a common sense answer with an unusual name: "bulldog investing."

Defined Benefit Plans: Breathing New Life into a Coveted Benefit

Mention Defined Benefit Plan to most employees and their reaction is "wouldn't that be nice." Defined benefit plans -- where employers set aside money in a retirement plan that guarantees benefits after a certain number of years of service -- have been in rapid decline for more than a decade.

Examining Your Finances As Interest Rates Climb

Worried about rising interest rates? As consumers wrestle with what the numbers mean, personal finance experts point out that rising rates may have very different effects on your day-to-day budget, depending on what your expenses are, and whether your debt is in credit cards, mortgages or other consumer loans.

Financial Tools for College

Do you have a son or daughter leaving home for college this fall? Along with the requisite cell phone, CD/DVD player and wardrobe, are they prepared for the money needs they will now be challenged with? Do they have the financial tools in their backpacks as they head off to one of more than 4,100 colleges and universities in the United States?

Fitting That New (Used) Car Into Your Budget

It's been said that buying a car is the second biggest investment anyone will make in his or her lifetime. But those who try stretching their budget to afford that car can turn the investment into one big headache.

Flood-Damaged Cars Put Consumers Nationwide at Risk

The summer's unrelenting rainfall could result in an increase in the number of flood-damaged vehicles for sale across the country -- even in dry areas! Those in the market for a used car should beware.

Heat Your Home the Old Fashioned Way and Save Money This Winter

Are you Cautious Clay? Or are you more of a Risky Ricardo?These characters can help describe one of the key factors that determine the most appropriate ways for you to save and invest: your Investment Personality.

Home Buyer Beware: Manage Your Credit Before it Manages You

Back to school season? Chances are you're down at the mall bargaining with your teenager over what not to wear -- and more importantly what not to spend.

How to Get the Best Price on Your New Car

Buying a new vehicle is a major financial investment. But there are also many additional factors that come into play when buying a car. By being prepared with some research before you set foot in a car dealership, you can save yourself thousands of dollars on your next new car.

Life Insurance: Which Policy Is Right for You?

No one likes to think about needing life insurance, but the security and peace of mind it can provide makes it well worth the planning. It can be a daunting task to begin, but it's an important step in taking care of your family's future.

Preparing Your House for Sale -- Help Prospective Buyers Picture Themselves in Your Home

Between 2002 and 2003, more than 14 percent of the U.S. population changed dwellings. The most common reason for moving was the need for more space (43 percent). When you decide to put your house on the market, it's important that you present a spacious, clean living space in which prospective buyers can imagine themselves living.

School Fundraising Can Be Simple

Parents hoping their college-bound children will scratch up a few extra dollars for their higher education probably aren't encouraged to see them riding skateboards, designing prom fashions with duct tape, or studying Klingon. But these activities could, in fact, pay off.

Selling Your Home? Add Curb Appeal with a Few Simple Touches

Spring has sprung and 'tis the season for homeowners to put up "for sale" signs in their yard. If you want to add curb appeal to your home in time for selling season, a few simple touches can make a powerful impact in the eyes of potential buyers.

Six Tips to Cut your Cooling Bills

Everyone needs affordable ways to beat the heat. With hot weather already upon us, now is the time to give your home a "check-up". Here are six tips from the Comfort Institute to make sure your summer electric bills don't blow your cool!

Stop Putting Off Financial Decisions and Start Making Progress

Most of the time there's no harm in procrastination. It's no big deal if you put off household chores or leave that project at work until the last minute. But procrastination of the financial kind could either make you or break you, depending on how you handle it.